Tax isn't taken from your whole salary. First the government lets you knock some money off (reliefs), then the rest climbs a staircase where each step is taxed a bit more.
Every relief below is in the law. Tick the ones you already spend on, put in roughly how much, and watch your 2026 tax shrink. These count for the tax you file in 2027, so you still have until 31 December to use them.
Keep every receipt for 7 years: LHDN can ask for them. Caps are LHDN's YA2026 limits as published; check the current list on LHDN's site before you file.
This replaces the salary estimate above. The 2027 figure takes off the extra RM3,000 individual relief for you.
Unofficial, and not tax advice. 2027 rates and the RM12,000 relief are Budget 2027 proposals, subject to the Finance Bill (checked 11 Nov 2026 against EY and Malay Mail). The salary estimate assumes a Malaysian tax resident under 60 paying 11% EPF, with no other income. Reliefs from LHDN's list via RinggitPlus and Malay Mail. Everything is worked out on this phone; your numbers are kept only in the page's link so you can share or bookmark it.